Ski travel insurance customers looking to take a trip to the pistes without emptying their wallet may be interested in a number of tips distributed by Caxton FX.

The foreign exchange firm suggested Brits heading for an action holiday take a pre-paid currency card to help get a good deal on currency.

It also advised skiers and boarders to be careful of when they book, as some weeks can cost almost double for the same holiday if they are particularly busy.

Those looking for the best deals should also wait until the last minute - especially if travelling in a group of between two and four people.

Booking lift passes and equipment hire before you leave can be beneficial as it allows you to get the best deal and saves shopping around and wasting precious holiday time when you get to the resort.

The firm suggested holidaymakers consider package deals where lift passes are included, as these can work out cheaper than buying independently.

Those looking for a cheap break should try somewhere like Romania, Bulgaria or Slovakia and book catered accommodation to save spending cash in expensive restaurants.

Popular Bulgarian resorts include Bansko, Borovets and Pamporovo, while Romania has over 20 separate areas to explore.

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